Skip to main content
/
tipbill splitdiningrestaurant
//// Lifestyle · Dining

Tip Calculator

Bill total, tip percent, split between people. Tap a quick button or dial in a custom rate. Per-person total front and center — no math required.

Where this fits

💸 Budgeting & Cash FlowCash FlowHouseholds

This tool lives inside Cash Flow and is most useful for households.

Standard Tip15 – 20%
IRS Mileage Rate67¢/mi
Sales Tax Avg~8.9%

Per person

$51.00

Great · 20% tip

$
2

Tip total

$17.00

Bill + tip

$102.00

Tip / person

$8.50

Quick reference — all tip options for this bill

1

Tip amount

bill total × tip %

$85.00 × 20%

= $17.00

20% tip — great service rating. Industry median (2024): 18–20% full service, 15% counter service.

2

Total with tip

bill total + tip amount

$85.00 + $17.00

= $102.00

3

Per person (split)

total ÷ people

$102.00 ÷ 2

= $51.00

Each person's share: $42.50 food + $8.50 tip.

4

20% standard benchmark

bill × 20%

$85.00 × 20%

= $17.00 tip · $102.00 total

You're at the 20% standard — the current U.S. baseline for full-service restaurants.

National Restaurant Association 2024 — 20% is the current full-service baseline

5

Tip range (18% → 25%)

bill × [18%, 20%, 25%]

$85.00 × each rate

= $15.30 → $17.00 → $21.25

18% = minimum good service · 20% = standard · 25% = exceptional or difficult service

6

Annual dining cost at this rate

total with tip × 52 weeks

$102.00 × 52

= $5,304.00

If you dine out at this 20% rate weekly, you spend $5,304.00/year including tips. Tips alone: $884.00/year.

Key insight

On a $85.00 bill, a 20% tip adds $17.00 — split 2 ways that's $51.00 each. Tipping on the pre-tax subtotal is traditional; tipping on the post-tax total is increasingly common and appreciated.

#ShowYourWork

You might also need

Unit Converter

Convert between common units of length, weight, temperature, and volume.

Try it

Age Calculator

Calculate your exact age in years, months, days — plus upcoming birthday countdown.

Try it

Scientific Calculator

Full-featured scientific calculator with history, memory, and common math functions.

Try it