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SEP-IRASolo 401kSIMPLE IRAself-employed retirement1099 retirementfreelance retirementIRS Publication 560retirement contribution limits 2024
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Self-Employed Retirement Calculator

SEP-IRA vs Solo 401(k) vs SIMPLE IRA vs Traditional IRA — all four computed side by side for your exact 1099 income. See max contribution, immediate tax savings, projected balance, and monthly retirement income before you decide which account to open.

Where this fits

🧾 TaxTax StackGoing 1099FreelancersFounders

This tool lives inside Tax Stack + Going 1099 and is most useful for freelancers and founders.

SE Tax Rate15.3%
QBI Deduction20%
Quarterly DeadlinesApr · Jun · Sep · Jan

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How far behind are you on retirement? Uses Fidelity benchmarks, projects your balance to retirement, calculates your FI number (expenses × 25), estimates Social Security income, and tells you exactly how much more to save monthly to close the gap.

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Year-End Tax Checklist

Interactive year-end tax checklist for self-employed workers and freelancers. Organized by deadline: Dec 31 action window (Solo 401k, §179 assets, mileage log), Jan 31 (1099-NEC, bank reconciliation), and April 15 (SEP-IRA, Schedule C, QBI deduction). Three-state items: checked / N/A / unchecked. localStorage persistence. Tax savings calculator for retirement, health insurance, and home office deductions.

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Self-Employment Tax: The Complete Guide for 1099 Workers

What SE tax is, why the base is 92.35%, the half-deduction, and every legal way to reduce what you owe.

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