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//// Career · Salary

Annual Review Calculator

Enter your raise percentage and see the real impact — after inflation, invested over your career, compounded into retirement.

Where this fits

📈 Investing & WealthRetirement PlanEmployees

This tool lives inside Retirement Plan and is most useful for employees.

SE Tax Rate15.3%
QBI Deduction20%
Quarterly DeadlinesApr · Jun · Sep · Jan

Your Raise Details

Long-Term Assumptions

New Salary
$89,250
+$4,250/year raise
Real Raise
+2.0%
after 3% inflation
Retirement Boost from This Raise
$40,321additional in retirement

Investing 15% of your $4,250 raise at 7% for 25 years grows into $40,321. Your single best annual review outcome.

New Annual Savings
$13,388
15% of new salary
Lifetime Earnings Boost
$106,250
Over 25 remaining years
1

Raise Amount

Raise = Current Salary × Raise %

$85,000 × 5.0%

= +$4,250/year

2

New Salary

New Salary = Current Salary + Raise

$85,000 + $4,250

= $89,250

3

Real Raise After Inflation

Real % = Raise % − Inflation %

5.0% − 3.0%

= +2.0%

You gained 2.0% in real purchasing power above inflation.

4

Extra Retirement Savings per Year

Extra Savings = Raise × Savings Rate

$4,250 × 15%

= $638/year

5

Retirement Boost

Impact = Extra Savings × ((1.07^years − 1) / 0.07)

$638 × ((1.07^25 − 1) / 0.07)

= $40,321

Future value at 7% annual return, compounded over 25 years.

Key insight

This raise adds $4,250 to your income and — if you invest 15% of it — will grow into $40,321 in retirement over 25 years.

Use this result in →

Retirement Savings →Compound Interest →FI Number →

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